<?xml version="1.0" encoding="UTF-8"?>
<!--
  DRAFT — publish-time file for SPEC item 7 (seo-fixes-2026-10-21).
  NOT live. Upload to the domain root at publish so it serves as
  https://cashguyconsulting.com/sitemap.xml, then append the Sitemap
  line to robots.txt (see robots-note.txt) and complete the
  unverified-URL sweep in the SPEC publish-day checklist BEFORE
  submitting it anywhere.

  Inventory basis (grounded in the landing-page source, 2026-10-21):
  the site is a single public document. The application, estimator,
  guide capture, and the three legal pages are in-page sections / hash
  views (#/privacy-policy, #/terms-of-use, #/sms-terms) of that one
  document; fragment URLs are not sitemap entries. Deliberately
  excluded: dashboard.cashguyconsulting.com (private login),
  app./portal. subdomains (third-party Levr portals), the intake
  endpoint (form handler, not a page).
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://cashguyconsulting.com/</loc>
  </url>
</urlset>
